A blog post

Ohio High-Risk Health Pool

Posted on the 04 August, 2010 at 9:40 pm Written by in General

I read at Cleveland.com that Ohio is receiving $152 million in federal money to provide high-risk medical coverage. High-risk covers people who – through pre-existing or other conditions – would be denied regular health coverage.

The program will go through 2014, when other provisions of health-care reform take over.

The states have the option of joining a national program or establishing their own. Governor Strickland chose to build upon an existing Ohio program.

To be eligible, a person must have gone without health insurance for at least six months and have a pre-existing condition (think asthma, diabetes, etc.). They cannot otherwise be eligible for Medicare, the Ohio Medical Assistance Program, the Ohio CHIP or an employer-provided health plan. One must provide documentation of citizenship and legal residency.

The contract went to Medical Mutual of Ohio, based in Cleveland. Premiums will be $98 to $493 for nonsmokers, with a $2,500 deductible. Change that to $108 to $543 for nonsmokers, with a $1,500 deductible.

Ohio is encouraging interested persons to apply as soon as possible at ohiohighriskpool.com or by calling 1-877-730-1117. Ohio estimates that there is enough money to cover only 5,000 people.